Anti-Money Laundering and CFT Compliance Training Course

The Anti-Money Laundering and CFT Compliance Training Course is a practical five-day programme designed to build the core knowledge and applied skills required to support effective AML/CFT compliance. It takes participants from the fundamentals of money laundering and terrorist financing through customer due diligence, beneficial ownership, customer risk assessment, transaction monitoring, sanctions screening and suspicious transaction reporting.

The programme is deliberately practical. Rather than treating AML/CFT as a collection of policies and regulatory requirements, participants work through realistic customer profiles, transaction scenarios and reporting exercises. They learn how to recognise risk, document decisions, escalate concerns and apply controls consistently. The programme is particularly relevant to banks, microfinance institutions, fintechs, mobile money operators, payment institutions, insurance and other regulated or exposed organisations operating across African and international markets.

Financial institutions are expected to understand who their customers are, identify and manage financial crime risk, monitor activity and respond appropriately when concerns arise. Effective AML/CFT compliance therefore depends not only on policies, but on the people who apply those policies every day.

This course develops that practical capability. Participants examine the regulatory purpose behind AML/CFT controls, learn how customer risk affects the level of due diligence required, analyse common money laundering and terrorist financing indicators, work through transaction-monitoring alerts and practise preparing defensible suspicious transaction reports. The programme also addresses areas that create particular operational challenges, including politically exposed persons, beneficial ownership, sanctions screening, digital financial services, trade-related risks, record keeping and engagement with regulators and Financial Intelligence Units.

• Explain the purpose and structure of AML/CFT obligations and the role of international standards, national legislation, regulators and Financial Intelligence Units.
• Distinguish money laundering, terrorist financing and related financial crime risks.
• Apply customer identification, KYC and customer due diligence requirements in practical situations.
• Determine when enhanced due diligence is appropriate and document the rationale.
• Identify and verify beneficial ownership and recognise complex ownership structures.
• Identify politically exposed persons and other higher-risk customer categories requiring enhanced scrutiny.
• Conduct basic customer and transaction risk assessments using a risk-based approach.
• Recognise behavioural, transactional and sector-specific red flags.
• Review and triage transaction-monitoring alerts and determine appropriate escalation.
• Recognise AML/CFT risks associated with mobile money, fintech, digital payments and cross-border activity.
• Apply sanctions-screening principles and understand the management of alerts and false positives.
• Prepare clear, accurate and defensible suspicious transaction/activity reports.
• Maintain appropriate records and evidence of AML/CFT decisions.
• Contribute effectively to AML/CFT audits, regulatory inspections and internal compliance reviews.
• Support staff awareness and a practical culture of AML/CFT compliance.

This course is designed for:

• Compliance officers and AML/CFT officers
• KYC and customer onboarding teams
• Bank operations and branch staff
• Front-office and relationship-management teams
• Money laundering reporting officers and staff supporting the MLRO function
• Risk officers and operational risk teams
• Internal and external auditors reviewing AML/CFT controls
• Legal and regulatory affairs professionals
• Fintech, mobile money and digital financial services compliance staff
• Financial intelligence and supervisory personnel
• Professionals moving into AML/CFT, compliance or financial crime roles

The course combines concise technical instruction with guided case analysis, individual exercises, group discussion and facilitator-led review. Each day ends with a practical application that converts the day's concepts into an operational output.

• Instructor-led technical sessions
• Customer and transaction case studies
• KYC/CDD and EDD simulations
• Transaction-monitoring alert review
• Red-flag identification exercises
• Sanctions-screening scenarios
• Suspicious transaction/activity report drafting
• Group compliance discussions
• Regulatory inspection and audit-readiness exercises
• End-of-course personal action planning

Upon completing this programme, participating organisations will be better equipped to:

• Improve consistency in KYC, CDD and EDD application.
• Strengthen the quality of customer risk assessments and documentation.
• Improve identification and escalation of suspicious activity.
• Increase the quality and defensibility of regulatory reporting.
• Improve staff understanding of sanctions and screening responsibilities.
• Strengthen operational readiness for AML/CFT reviews, audits and inspections.
• Reduce avoidable errors caused by weak documentation or inconsistent escalation.
• Build a stronger institution-wide culture of practical AML/CFT compliance.
• Reduce dependence on a small number of specialist employees for routine AML/CFT activities.

Upon completing this programme, participants will be able to:

• Greater confidence applying AML/CFT requirements in daily work.
• Improved ability to assess customer and transaction risk.
• Stronger practical KYC, CDD and EDD capability.
• Improved judgement when reviewing transaction alerts.
• Greater confidence preparing suspicious transaction/activity reports.
• Better understanding of sanctions and financial crime risk indicators.
• Transferable skills for compliance, risk, audit and regulatory roles.

At Strategic Revenue Africa, our certification goes beyond proof of attendance—it represents practical competence and measurable capability. Upon successful completion of our training programs, participants are awarded a Certificate of Completion from Strategic Revenue Africa, recognizing their ability to apply acquired knowledge in real-world settings. As an organization focused on architecting sustainable revenue and strengthening organizational performance, our certifications signal that participants are equipped with skills that drive results, not just theory.

No prior AML/CFT qualification is required. Participants should have a basic working familiarity with banking, financial services, payments, risk, audit, legal or regulatory operations. The programme is also suitable for professionals transitioning into AML/CFT roles.